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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $933,846 | $181,062+415.8% | $158,223+490.2% | $155,188+501.8% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 19.70% | 57.39%-37.7pp | 52.09%-32.4pp | 148.84%-129.1pp |
| Employer contribution / active EE | $1,429 | $4,565-68.7% | $4,109-65.2% | $4,248-66.4% |
| Participant deferral / active EE | $1,621 | $6,134-73.6% | $5,467-70.3% | $6,531-75.2% |
| Admin fee / account holder | $5,851 | $18,825-68.9% | $16,047-63.5% | $14,480-59.6% |