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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $933,846 | $185,312+403.9% | $161,489+478.3% | $154,746+503.5% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 19.70% | 103.84%-84.1pp | 89.72%-70.0pp | 172.34%-152.6pp |
| Employer contribution / active EE | $1,429 | $4,769-70.0% | $4,268-66.5% | $4,379-67.4% |
| Participant deferral / active EE | $1,621 | $6,350-74.5% | $5,630-71.2% | $6,730-75.9% |
| Admin fee / account holder | $5,851 | $18,654-68.6% | $16,006-63.4% | $14,365-59.3% |