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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,198 | $105,210-35.2% | $159,487-57.2% | $85,851-20.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 15.91% | 45.08%-29.2pp | 263.71%-247.8pp | 318.63%-302.7pp |
| Employer contribution / active EE | $6,822 | $3,319+105.5% | $4,831+41.2% | $2,565+165.9% |
| Participant deferral / active EE | $6,696 | $5,946+12.6% | $7,354-8.9% | $3,952+69.4% |
| Admin fee / account holder | $3,848 | $6,934-44.5% | $10,804-64.4% | $6,261-38.5% |