Retirement plan

403(B) THRIFT PLAN OF DELAWARE OPPORTUNITIES, INC.

Name: DELAWARE OPPORTUNITIES, INC. - 403(B) THRIFT PLAN OF DELAWARE OPPORTUNITIES, INC. (2021) Form 5500
Creator: DELAWARE OPPORTUNITIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF DELAWARE OPPORTUNITIES, INC., DELAWARE OPPORTUNITIES, INC.

DELAWARE OPPORTUNITIES, INC.EIN 16-6063879Plan #002PY 2021

35430 STATE HIGHWAY 10 - HAMDEN, NY 137821112607-746-1600delawareopportunities.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$10.2M

+11.5% from 2020

Total participants

268

+10.7% from 2020

Average account balance

$37,877

+0.3% from 2020

Annual return

14.16%

-0.27 pp from 2020

Benchmarks

See 1,682 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,682 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$35K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

291

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$580K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP4 years Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO Service code 12 · EIN 16-6063879 320 PARK AVENUE · NEW YORK, NY 10022	Recordkeeping and information managem...	$3,895

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$4K

$27 / participant

Contract admin$4K100.0%

% of EOY assets

0.038%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EFPR GROUP, CPAS, PLLC
Auditor EIN: 474526160
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,877

$63,768-40.6%

$98,483-61.5%

$79,391-52.3%

Participation rate

100.0%

69.9%+30.1pp

73.3%+26.7pp

70.7%+29.3pp

Annual return

14.16%

626.18%-612.0pp

1494.38%-1480.2pp

116.88%-102.7pp

Employer contribution / active EE

$2,350

$2,558-8.1%

$2,961-20.6%

$2,428-3.2%

Participant deferral / active EE

$1,035

$3,305-68.7%

$4,276-75.8%

$4,046-74.4%

Admin fee / account holder

$15

$516-97.2%

$5,953-99.8%

$627-97.7%

Provider

Service type

Compensation

MUTUAL OF AMERICA INVESTMENT CORP4 years

Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO

Service code 12 · EIN 16-6063879

320 PARK AVENUE · NEW YORK, NY 10022

Recordkeeping and information managem...

$3,895

403(B) THRIFT PLAN OF DELAWARE OPPORTUNITIES, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF DELAWARE OPPORTUNITIES, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion