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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,464 | $84,236-46.0% | $170,439-73.3% | $70,124-35.2% |
| Participation rate | 64.6% | 70.8%-6.2pp | 83.6%-19.0pp | 69.5%-4.9pp |
| Annual return | 17.55% | 23.06%-5.5pp | 205.94%-188.4pp | 73.14%-55.6pp |
| Employer contribution / active EE | $1,682 | $3,387-50.4% | $5,433-69.0% | $2,342-28.2% |
| Participant deferral / active EE | $2,429 | $3,086-21.3% | $4,939-50.8% | $3,332-27.1% |
| Admin fee / account holder | $783 | $5,698-86.3% | $13,881-94.4% | $4,645-83.1% |