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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,508 | $35,183-24.7% | $73,545-64.0% | $70,124-62.2% |
| Participation rate | 54.7% | 42.9%+11.7pp | 54.9%-0.3pp | 69.5%-14.9pp |
| Annual return | 20.57% | 26.90%-6.3pp | -15.16%+35.7pp | 73.14%-52.6pp |
| Employer contribution / active EE | $1,651 | $709+133.0% | $1,219+35.4% | $2,342-29.5% |
| Participant deferral / active EE | $2,425 | $1,220+98.8% | $1,806+34.3% | $3,332-27.2% |
| Admin fee / account holder | $20 | $2,302-99.1% | $2,320-99.1% | $4,645-99.6% |