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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,939 | $232,540-97.9% | $185,117-97.3% | $147,586-96.7% |
| Participation rate | 81.8% | 82.4%-0.5pp | 77.3%+4.6pp | 82.8%-1.0pp |
| Annual return | 16.56% | 43.03%-26.5pp | 40.50%-23.9pp | 578.59%-562.0pp |
| Employer contribution / active EE | $1,163 | $5,195-77.6% | $4,182-72.2% | $4,876-76.2% |
| Participant deferral / active EE | $1,163 | $5,834-80.1% | $5,045-77.0% | $5,439-78.6% |
| Admin fee / account holder | $1,969 | $10,275-80.8% | $8,159-75.9% | $10,886-81.9% |