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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,869 | $93,117+26.6% | $77,096+52.9% | $134,532-12.4% |
| Participation rate | 60.0% | 74.5%-14.5pp | 67.9%-7.9pp | 81.2%-21.2pp |
| Annual return | -16.33% | 62.67%-79.0pp | 42.35%-58.7pp | 418.27%-434.6pp |
| Employer contribution / active EE | $1,181 | $3,420-65.5% | $2,814-58.1% | $4,741-75.1% |
| Participant deferral / active EE | $8,540 | $5,241+62.9% | $4,429+92.8% | $6,401+33.4% |
| Admin fee / account holder | $1,249 | $6,948-82.0% | $5,428-77.0% | $11,429-89.1% |