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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,670 | $85,171-45.2% | $172,752-73.0% | $72,975-36.0% |
| Participation rate | 59.6% | 70.1%-10.5pp | 82.6%-23.1pp | 69.5%-9.9pp |
| Annual return | 22.13% | 27.32%-5.2pp | 802.97%-780.8pp | 81.01%-58.9pp |
| Employer contribution / active EE | $400 | $3,324-88.0% | $5,144-92.2% | $2,440-83.6% |
| Participant deferral / active EE | $2,402 | $3,260-26.3% | $5,198-53.8% | $3,608-33.4% |
| Admin fee / account holder | $1,127 | $5,880-80.8% | $13,955-91.9% | $5,124-78.0% |