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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,164 | $176,105+25.0% | $159,474+38.1% | $167,536+31.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.41% | 331.91%-316.5pp | 263.68%-248.3pp | 478.82%-463.4pp |
| Employer contribution / active EE | $14,923 | $5,299+181.6% | $4,831+208.9% | $4,839+208.4% |
| Participant deferral / active EE | $10,105 | $7,751+30.4% | $7,353+37.4% | $6,342+59.3% |
| Admin fee / account holder | $1,505 | $12,559-88.0% | $10,802-86.1% | $12,315-87.8% |