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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,566 | $125,184+22.7% | $105,607+45.4% | $145,884+5.3% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 9.78% | 225.00%-215.2pp | 116.11%-106.3pp | 551.85%-542.1pp |
| Employer contribution / active EE | $4,930 | $3,720+32.5% | $3,167+55.7% | $4,662+5.7% |
| Participant deferral / active EE | $9,563 | $5,714+67.4% | $5,011+90.8% | $6,690+43.0% |
| Admin fee / account holder | $934 | $17,133-94.6% | $10,958-91.5% | $13,392-93.0% |