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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,566 | $125,190+22.7% | $105,624+45.4% | $145,897+5.3% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 9.78% | 225.22%-215.4pp | 116.20%-106.4pp | 552.29%-542.5pp |
| Employer contribution / active EE | $4,930 | $3,720+32.5% | $3,168+55.6% | $4,663+5.7% |
| Participant deferral / active EE | $9,563 | $5,716+67.3% | $5,013+90.8% | $6,689+43.0% |
| Admin fee / account holder | $934 | $17,138-94.6% | $10,961-91.5% | $13,390-93.0% |