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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,594 | $56,894-77.9% | $84,753-85.1% | $62,881-80.0% |
| Participation rate | 81.7% | 68.5%+13.1pp | 76.6%+5.1pp | 69.3%+12.4pp |
| Annual return | 26.81% | 6.30%+20.5pp | 22.78%+4.0pp | 20.14%+6.7pp |
| Employer contribution / active EE | $2,330 | $2,400-2.9% | $3,574-34.8% | $2,281+2.1% |
| Participant deferral / active EE | $3,278 | $2,709+21.0% | $3,712-11.7% | $3,203+2.4% |
| Admin fee / account holder | $979 | $3,581-72.7% | $5,333-81.6% | $4,296-77.2% |