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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,891 | $78,707+62.5% | $117,861+8.5% | $70,126+82.4% |
| Participation rate | 88.0% | 73.2%+14.8pp | 79.7%+8.3pp | 69.5%+18.5pp |
| Annual return | 27.20% | 23.30%+3.9pp | 335.11%-307.9pp | 73.15%-46.0pp |
| Employer contribution / active EE | $7,476 | $2,223+236.2% | $3,786+97.4% | $2,343+219.1% |
| Participant deferral / active EE | $9,872 | $3,297+199.4% | $4,482+120.3% | $3,332+196.3% |
| Admin fee / account holder | $26,436 | $5,066+421.9% | $8,021+229.6% | $4,645+469.1% |