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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,290 | $87,544+50.0% | $75,784+73.2% | $125,388+4.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -1.08% | 13.49%-14.6pp | 9.68%-10.8pp | 282.24%-283.3pp |
| Employer contribution / active EE | $611 | $3,930-84.5% | $3,323-81.6% | $4,866-87.4% |
| Participant deferral / active EE | $3,374 | $4,229-20.2% | $3,652-7.6% | $5,352-37.0% |
| Admin fee / account holder | $971 | $6,502-85.1% | $5,300-81.7% | $9,541-89.8% |