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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,843 | $148,623-82.6% | $135,974-81.0% | $139,466-81.5% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 8.80% | 79.30%-70.5pp | 68.30%-59.5pp | 373.66%-364.9pp |
| Employer contribution / active EE | $2,982 | $5,246-43.2% | $4,859-38.6% | $4,754-37.3% |
| Participant deferral / active EE | $5,148 | $8,103-36.5% | $7,760-33.7% | $6,712-23.3% |
| Admin fee / account holder | $11,725 | $12,406-5.5% | $10,767+8.9% | $11,409+2.8% |