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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,684 | $148,629+242.3% | $135,982+274.1% | $139,487+264.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 0.95% | 79.33%-78.4pp | 68.32%-67.4pp | 373.84%-372.9pp |
| Employer contribution / active EE | $19,051 | $5,247+263.1% | $4,859+292.1% | $4,755+300.7% |
| Participant deferral / active EE | $17,117 | $8,102+111.3% | $7,760+120.6% | $6,713+155.0% |
| Admin fee / account holder | $42,566 | $12,406+243.1% | $10,767+295.3% | $11,407+273.1% |