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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,631 | $209,425+41.6% | $178,499+66.2% | $158,966+86.6% |
| Participation rate | 25.0% | 86.4%-61.4pp | 81.9%-56.9pp | 82.0%-57.0pp |
| Annual return | 14.76% | 188.80%-174.0pp | 151.10%-136.3pp | 302.95%-288.2pp |
| Employer contribution / active EE | $1,406 | $5,707-75.4% | $5,011-71.9% | $4,762-70.5% |
| Participant deferral / active EE | $6,375 | $5,955+7.1% | $5,202+22.5% | $5,983+6.6% |
| Admin fee / account holder | $0 | $17,078-100.0% | $13,986-100.0% | $11,250-100.0% |