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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,251 | $150,447-50.6% | $136,298-45.5% | $147,586-49.7% |
| Participation rate | 58.8% | 84.4%-25.6pp | 81.9%-23.1pp | 82.8%-24.0pp |
| Annual return | 16.53% | 1049.15%-1032.6pp | 5156.27%-5139.7pp | 578.59%-562.1pp |
| Employer contribution / active EE | $2,298 | $5,256-56.3% | $4,696-51.1% | $4,876-52.9% |
| Participant deferral / active EE | $7,615 | $6,631+14.8% | $6,247+21.9% | $5,439+40.0% |
| Admin fee / account holder | $2,711 | $10,906-75.1% | $9,244-70.7% | $10,886-75.1% |