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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,806 | $160,070+35.4% | $147,117+47.4% | $145,897+48.6% |
| Participation rate | 63.2% | 84.0%-20.9pp | 82.2%-19.0pp | 80.3%-17.1pp |
| Annual return | 15.95% | 98.69%-82.7pp | 420.54%-404.6pp | 552.29%-536.3pp |
| Employer contribution / active EE | $5,340 | $5,285+1.1% | $4,932+8.3% | $4,663+14.5% |
| Participant deferral / active EE | $13,205 | $8,419+56.8% | $8,065+63.7% | $6,689+97.4% |
| Admin fee / account holder | $1,866 | $15,035-87.6% | $12,993-85.6% | $13,390-86.1% |