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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,796 | $105,623-83.2% | $87,502-79.7% | $273,972-93.5% |
| Participation rate | 72.7% | 78.2%-5.5pp | 73.8%-1.1pp | 83.0%-10.3pp |
| Annual return | 6.58% | 12.26%-5.7pp | 12.21%-5.6pp | 41.46%-34.9pp |
| Employer contribution / active EE | $774 | $3,141-75.4% | $2,550-69.7% | $4,869-84.1% |
| Participant deferral / active EE | $1,451 | $3,601-59.7% | $3,149-53.9% | $5,287-72.6% |
| Admin fee / account holder | $5,723 | $4,781+19.7% | $4,221+35.6% | $10,133-43.5% |