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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,509 | $110,039-77.7% | $97,260-74.8% | $145,884-83.2% |
| Participation rate | 73.3% | 75.9%-2.6pp | 72.7%+0.7pp | 80.3%-7.0pp |
| Annual return | 12.46% | 244.44%-232.0pp | 75.54%-63.1pp | 551.85%-539.4pp |
| Employer contribution / active EE | $819 | $3,074-73.4% | $2,721-69.9% | $4,662-82.4% |
| Participant deferral / active EE | $2,836 | $4,674-39.3% | $4,262-33.5% | $6,690-57.6% |
| Admin fee / account holder | $2,430 | $6,204-60.8% | $5,640-56.9% | $13,392-81.9% |