Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT4+ years Filed as: RBC CAPITAL MARKETS CORP Service code 55 · EIN 41-1416330 | Other Commissions | $14,044 |
Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC Service code 15 · EIN 26-1589907 | Recordkeeping | $2,450 |
RELIANCE TRUST COMPANY4+ years Service code 19 · EIN 58-1428634 | Securities Custodian | $545 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,223 | $66,302+18.0% | $110,243-29.0% | $56,289+39.0% |
| Participation rate | 48.3% | 74.9%-26.6pp | 79.8%-31.5pp | 69.9%-21.5pp |
| Annual return | -2.69% | -1.18%-1.5pp | 314.76%-317.4pp | -9.96%+7.3pp |
| Employer contribution / active EE | $1,187 | $2,047-42.0% | $3,827-69.0% | $2,111-43.8% |
| Participant deferral / active EE | $1,646 | $3,381-51.3% | $4,672-64.8% | $3,350-50.9% |
| Admin fee / account holder | $119 | $698-83.0% | $8,548-98.6% | $521-77.2% |