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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,622 | $115,810-68.4% | $101,271-63.8% | $158,966-77.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 18.96% | 56.15%-37.2pp | 46.48%-27.5pp | 302.95%-284.0pp |
| Employer contribution / active EE | $5,178 | $4,175+24.0% | $3,660+41.5% | $4,762+8.7% |
| Participant deferral / active EE | $7,586 | $4,958+53.0% | $4,371+73.6% | $5,983+26.8% |
| Admin fee / account holder | $2,616 | $7,248-63.9% | $5,948-56.0% | $11,250-76.7% |