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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,176 | $154,209-90.2% | $130,062-88.3% | $139,487-89.1% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.5%-0.7pp | 80.3%-2.6pp |
| Annual return | 12.67% | 32.52%-19.9pp | -137.37%+150.0pp | 373.84%-361.2pp |
| Employer contribution / active EE | $1,438 | $5,292-72.8% | $4,322-66.7% | $4,755-69.8% |
| Participant deferral / active EE | $2,051 | $6,709-69.4% | $5,821-64.8% | $6,713-69.4% |
| Admin fee / account holder | $501 | $13,988-96.4% | $10,601-95.3% | $11,407-95.6% |