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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,085 | $115,814+32.2% | $101,275+51.2% | $158,982-3.7% |
| Participation rate | 85.0% | 79.4%+5.6pp | 75.8%+9.2pp | 82.0%+3.0pp |
| Annual return | 12.36% | 56.16%-43.8pp | 46.48%-34.1pp | 302.99%-290.6pp |
| Employer contribution / active EE | $8,915 | $4,176+113.5% | $3,660+143.6% | $4,763+87.2% |
| Participant deferral / active EE | $1,431 | $4,958-71.1% | $4,371-67.3% | $5,983-76.1% |
| Admin fee / account holder | $8,679 | $7,249+19.7% | $5,948+45.9% | $11,252-22.9% |