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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,837 | $148,623-9.9% | $135,974-1.6% | $139,466-4.0% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 21.96% | 79.30%-57.3pp | 68.30%-46.3pp | 373.66%-351.7pp |
| Employer contribution / active EE | $6,385 | $5,246+21.7% | $4,859+31.4% | $4,754+34.3% |
| Participant deferral / active EE | $7,420 | $8,103-8.4% | $7,760-4.4% | $6,712+10.6% |
| Admin fee / account holder | $1,349 | $12,406-89.1% | $10,767-87.5% | $11,409-88.2% |