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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,151 | $160,070-6.8% | $147,117+1.4% | $145,897+2.2% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 10.14% | 98.69%-88.5pp | 420.54%-410.4pp | 552.29%-542.1pp |
| Employer contribution / active EE | $6,356 | $5,285+20.3% | $4,932+28.9% | $4,663+36.3% |
| Participant deferral / active EE | $9,699 | $8,419+15.2% | $8,065+20.3% | $6,689+45.0% |
| Admin fee / account holder | $1,569 | $15,035-89.6% | $12,993-87.9% | $13,390-88.3% |