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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,799 | $176,120-42.8% | $159,487-36.8% | $167,553-39.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.99% | 331.95%-318.0pp | 263.71%-249.7pp | 478.89%-464.9pp |
| Employer contribution / active EE | $1,315 | $5,299-75.2% | $4,831-72.8% | $4,840-72.8% |
| Participant deferral / active EE | $4,692 | $7,752-39.5% | $7,354-36.2% | $6,343-26.0% |
| Admin fee / account holder | $3,414 | $12,561-72.8% | $10,804-68.4% | $12,316-72.3% |