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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,347 | $108,911+146.4% | $100,392+167.3% | $145,884+83.9% |
| Participation rate | 92.9% | 83.0%+9.9pp | 81.5%+11.4pp | 80.3%+12.6pp |
| Annual return | 16.49% | 58.23%-41.7pp | 49.45%-33.0pp | 551.85%-535.4pp |
| Employer contribution / active EE | $3,080 | $4,420-30.3% | $3,941-21.9% | $4,662-33.9% |
| Participant deferral / active EE | $9,396 | $8,459+11.1% | $8,090+16.1% | $6,690+40.4% |
| Admin fee / account holder | $51,700 | $9,698+433.1% | $7,904+554.1% | $13,392+286.1% |