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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,347 | $108,912+146.4% | $100,383+167.3% | $145,959+83.9% |
| Participation rate | 92.9% | 83.0%+9.9pp | 81.5%+11.4pp | 80.3%+12.6pp |
| Annual return | 16.49% | 57.96%-41.5pp | 49.26%-32.8pp | 561.95%-545.5pp |
| Employer contribution / active EE | $3,080 | $4,423-30.4% | $3,944-21.9% | $4,661-33.9% |
| Participant deferral / active EE | $9,396 | $8,451+11.2% | $8,086+16.2% | $6,689+40.5% |
| Admin fee / account holder | $51,700 | $9,690+433.5% | $7,900+554.4% | $13,398+285.9% |