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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,347 | $108,942+146.3% | $100,415+167.2% | $145,897+83.9% |
| Participation rate | 92.9% | 83.0%+9.9pp | 81.5%+11.3pp | 80.3%+12.6pp |
| Annual return | 16.49% | 58.27%-41.8pp | 49.47%-33.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $3,080 | $4,422-30.3% | $3,943-21.9% | $4,663-33.9% |
| Participant deferral / active EE | $9,396 | $8,461+11.0% | $8,091+16.1% | $6,689+40.5% |
| Admin fee / account holder | $51,700 | $9,702+432.9% | $7,906+553.9% | $13,390+286.1% |