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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,216 | $84,708-60.8% | $75,714-56.1% | $167,536-80.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 25.71% | 199.62%-173.9pp | 104.62%-78.9pp | 478.82%-453.1pp |
| Employer contribution / active EE | $2,982 | $3,231-7.7% | $2,744+8.7% | $4,839-38.4% |
| Participant deferral / active EE | $850 | $4,577-81.4% | $3,820-77.7% | $6,342-86.6% |
| Admin fee / account holder | $470 | $5,358-91.2% | $3,619-87.0% | $12,315-96.2% |