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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,983 | $162,136-8.7% | $152,301-2.8% | $154,746-4.4% |
| Participation rate | 0.0% | 84.1%-84.1pp | 82.4%-82.4pp | 80.7%-80.7pp |
| Annual return | 15.93% | 91.02%-75.1pp | 80.50%-64.6pp | 172.34%-156.4pp |
| Employer contribution / active EE | $2,699 | $4,890-44.8% | $4,624-41.6% | $4,379-38.4% |
| Participant deferral / active EE | $6,330 | $8,341-24.1% | $8,004-20.9% | $6,730-5.9% |
| Admin fee / account holder | $3,288 | $15,759-79.1% | $14,398-77.2% | $14,365-77.1% |