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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,983 | $196,972-24.9% | $182,262-18.8% | $198,609-25.5% |
| Participation rate | 0.0% | 85.7%-85.7pp | 84.2%-84.2pp | 82.4%-82.4pp |
| Annual return | 15.93% | 158.27%-142.3pp | 140.60%-124.7pp | 202.70%-186.8pp |
| Employer contribution / active EE | $2,699 | $5,364-49.7% | $5,046-46.5% | $5,055-46.6% |
| Participant deferral / active EE | $6,330 | $8,643-26.8% | $8,276-23.5% | $6,977-9.3% |
| Admin fee / account holder | $3,288 | $18,429-82.2% | $16,712-80.3% | $19,030-82.7% |