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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,983 | $154,228-4.0% | $145,433+1.8% | $137,256+7.8% |
| Participation rate | 0.0% | 83.8%-83.8pp | 82.1%-82.1pp | 80.0%-80.0pp |
| Annual return | 15.93% | 74.59%-58.7pp | 66.58%-50.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,699 | $4,804-43.8% | $4,554-40.7% | $4,156-35.1% |
| Participant deferral / active EE | $6,330 | $8,216-23.0% | $7,897-19.8% | $6,407-1.2% |
| Admin fee / account holder | $3,288 | $14,344-77.1% | $13,129-75.0% | $12,270-73.2% |