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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,038 | $106,280+300.9% | $96,538+341.3% | $139,487+205.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.82% | 38.48%-18.7pp | 35.74%-15.9pp | 373.84%-354.0pp |
| Employer contribution / active EE | $9,432 | $4,107+129.7% | $3,740+152.2% | $4,755+98.4% |
| Participant deferral / active EE | $14,644 | $5,457+168.4% | $4,880+200.0% | $6,713+118.2% |
| Admin fee / account holder | $2,231 | $7,888-71.7% | $6,737-66.9% | $11,407-80.4% |