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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,801 | $63,346+3.9% | $92,239-28.7% | $70,124-6.2% |
| Participation rate | 91.3% | 68.7%+22.6pp | 76.5%+14.8pp | 69.5%+21.7pp |
| Annual return | 11.29% | 530.19%-518.9pp | 176.29%-165.0pp | 73.14%-61.8pp |
| Employer contribution / active EE | $2,290 | $2,471-7.3% | $3,680-37.8% | $2,342-2.2% |
| Participant deferral / active EE | $2,528 | $2,854-11.4% | $3,897-35.1% | $3,332-24.1% |
| Admin fee / account holder | $21,124 | $3,841+450.0% | $5,194+306.7% | $4,645+354.7% |