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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,130 | $63,346-33.5% | $92,240-54.3% | $70,126-39.9% |
| Participation rate | 45.5% | 68.7%-23.2pp | 76.5%-31.0pp | 69.5%-24.1pp |
| Annual return | 17.29% | 530.19%-512.9pp | 176.29%-159.0pp | 73.15%-55.9pp |
| Employer contribution / active EE | $863 | $2,471-65.1% | $3,680-76.5% | $2,343-63.1% |
| Participant deferral / active EE | $1,865 | $2,854-34.6% | $3,897-52.1% | $3,332-44.0% |
| Admin fee / account holder | $1,022 | $3,841-73.4% | $5,194-80.3% | $4,645-78.0% |