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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,497 | $138,114+58.9% | $125,391+75.0% | $134,545+63.1% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -11.17% | 750.88%-762.1pp | 572.41%-583.6pp | 418.37%-429.5pp |
| Employer contribution / active EE | $3,190 | $5,246-39.2% | $4,816-33.8% | $4,742-32.7% |
| Participant deferral / active EE | $6,887 | $7,801-11.7% | $7,448-7.5% | $6,401+7.6% |
| Admin fee / account holder | $7,481 | $11,570-35.3% | $10,009-25.3% | $11,431-34.6% |