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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,791 | $86,298-58.5% | $111,308-67.8% | $85,847-58.3% |
| Participation rate | 40.0% | 73.3%-33.3pp | 77.3%-37.3pp | 69.3%-29.3pp |
| Annual return | 20.82% | 19.99%+0.8pp | 54.67%-33.8pp | 318.61%-297.8pp |
| Employer contribution / active EE | $713 | $2,044-65.1% | $2,732-73.9% | $2,565-72.2% |
| Participant deferral / active EE | $2,200 | $3,641-39.6% | $4,487-51.0% | $3,952-44.3% |
| Admin fee / account holder | $26,972 | $8,189+229.4% | $7,965+238.6% | $6,261+330.8% |