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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,804 | $98,766+20.3% | $149,730-20.7% | $79,852+48.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 20.31% | 27.43%-7.1pp | 276.70%-256.4pp | 31.72%-11.4pp |
| Employer contribution / active EE | $2,009 | $3,217-37.6% | $4,645-56.8% | $2,471-18.7% |
| Participant deferral / active EE | $5,767 | $5,681+1.5% | $6,843-15.7% | $3,740+54.2% |
| Admin fee / account holder | $1,041 | $6,052-82.8% | $9,310-88.8% | $5,306-80.4% |