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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,314 | $85,171-33.9% | $172,752-67.4% | $72,975-22.8% |
| Participation rate | 79.5% | 70.1%+9.5pp | 82.6%-3.1pp | 69.5%+10.1pp |
| Annual return | 12.04% | 27.32%-15.3pp | 802.97%-790.9pp | 81.01%-69.0pp |
| Employer contribution / active EE | $961 | $3,324-71.1% | $5,144-81.3% | $2,440-60.6% |
| Participant deferral / active EE | $2,823 | $3,260-13.4% | $5,198-45.7% | $3,608-21.7% |
| Admin fee / account holder | $12,761 | $5,880+117.0% | $13,955-8.6% | $5,124+149.0% |