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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,962 | $124,425-48.6% | $112,040-42.9% | $137,256-53.4% |
| Participation rate | 81.0% | 79.3%+1.6pp | 76.5%+4.5pp | 80.0%+1.0pp |
| Annual return | 17.56% | 24.72%-7.2pp | 24.52%-7.0pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,439 | $3,411-57.8% | $2,954-51.3% | $4,156-65.4% |
| Participant deferral / active EE | $1,258 | $5,718-78.0% | $5,098-75.3% | $6,407-80.4% |
| Admin fee / account holder | $744 | $15,207-95.1% | $12,098-93.8% | $12,270-93.9% |