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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,324 | $81,331+695.9% | $155,534+316.2% | $80,935+699.8% |
| Participation rate | 98.6% | 66.3%+32.4pp | 78.2%+20.4pp | 67.7%+30.9pp |
| Annual return | 12.22% | 33.37%-21.1pp | 64.92%-52.7pp | 35.66%-23.4pp |
| Employer contribution / active EE | $40,437 | $3,105+1202.4% | $4,675+765.0% | $2,757+1366.9% |
| Participant deferral / active EE | $8,948 | $3,454+159.0% | $5,630+58.9% | $4,299+108.1% |
| Admin fee / account holder | $4,843 | $7,999-39.5% | $15,900-69.5% | $6,924-30.1% |