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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,721 | $129,737+158.0% | $119,126+181.0% | $154,746+116.3% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 16.89% | 379.08%-362.2pp | 282.11%-265.2pp | 172.34%-155.4pp |
| Employer contribution / active EE | $5,799 | $4,375+32.5% | $4,034+43.8% | $4,379+32.4% |
| Participant deferral / active EE | $13,752 | $5,842+135.4% | $5,318+158.6% | $6,730+104.3% |
| Admin fee / account holder | $7,338 | $11,961-38.6% | $10,693-31.4% | $14,365-48.9% |