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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,721 | $171,492+95.2% | $150,734+122.1% | $198,609+68.5% |
| Participation rate | 83.3% | 81.4%+1.9pp | 78.4%+4.9pp | 82.4%+1.0pp |
| Annual return | 16.89% | 804.70%-787.8pp | 600.81%-583.9pp | 202.70%-185.8pp |
| Employer contribution / active EE | $5,799 | $5,470+6.0% | $4,918+17.9% | $5,055+14.7% |
| Participant deferral / active EE | $13,752 | $6,259+119.7% | $5,610+145.1% | $6,977+97.1% |
| Admin fee / account holder | $7,338 | $17,628-58.4% | $14,905-50.8% | $19,030-61.4% |