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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,414 | $70,002-48.0% | $115,037-68.3% | $52,331-30.4% |
| Participation rate | 80.4% | 72.1%+8.3pp | 81.4%-1.0pp | 68.1%+12.3pp |
| Annual return | -1.74% | 4.04%-5.8pp | 26.14%-27.9pp | 4.54%-6.3pp |
| Employer contribution / active EE | $1,951 | $2,715-28.2% | $4,608-57.7% | $1,882+3.7% |
| Participant deferral / active EE | $4,119 | $4,920-16.3% | $6,026-31.6% | $3,022+36.3% |
| Admin fee / account holder | $3,901 | $566+589.2% | $8,175-52.3% | $592+559.4% |