Filed October 27, 2022
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA2 years Service code 21 · EIN 15-0395735 | Bank Trustee | $21,526 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Filed as: EPIC ADVISORS, INC. Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,949 | $55,453-62.2% | $170,442-87.7% | $62,292-66.4% |
| Participation rate | 78.9% | 66.4%+12.5pp | 83.6%-4.7pp | 69.5%+9.4pp |
| Annual return | 27.46% | 21.38%+6.1pp | 205.93%-178.5pp | 28.90%-1.4pp |
| Employer contribution / active EE | $820 | $2,164-62.1% | $5,433-84.9% | $2,042-59.8% |
| Participant deferral / active EE | $1,779 | $2,303-22.8% | $4,939-64.0% | $3,169-43.9% |
| Admin fee / account holder | $217 | $455-52.2% | $13,880-98.4% | $479-54.6% |