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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,941 | $197,625-76.8% | $177,840-74.2% | $158,966-71.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -2.70% | 58.76%-61.5pp | 48.32%-51.0pp | 302.95%-305.6pp |
| Employer contribution / active EE | $480 | $6,698-92.8% | $5,919-91.9% | $4,762-89.9% |
| Participant deferral / active EE | $19,249 | $8,405+129.0% | $7,714+149.5% | $5,983+221.7% |
| Admin fee / account holder | $56,667 | $15,405+267.8% | $12,431+355.9% | $11,250+403.7% |