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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,535 | $98,240+11.5% | $82,313+33.1% | $147,585-25.8% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 26.77% | 30.85%-4.1pp | 25.88%+0.9pp | 578.58%-551.8pp |
| Employer contribution / active EE | $6,249 | $3,192+95.8% | $2,428+157.3% | $4,876+28.1% |
| Participant deferral / active EE | $6,910 | $4,383+57.6% | $3,706+86.4% | $5,439+27.0% |
| Admin fee / account holder | $640 | $8,563-92.5% | $5,608-88.6% | $10,886-94.1% |