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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,338 | $95,404+294.5% | $113,397+231.9% | $82,637+355.4% |
| Participation rate | 96.4% | 72.8%+23.6pp | 76.5%+19.9pp | 68.1%+28.4pp |
| Annual return | 24.85% | 19.08%+5.8pp | 23.20%+1.6pp | 53.51%-28.7pp |
| Employer contribution / active EE | $8,495 | $2,307+268.3% | $2,977+185.3% | $2,552+232.8% |
| Participant deferral / active EE | $8,729 | $4,220+106.9% | $5,076+72.0% | $4,126+111.6% |
| Admin fee / account holder | $2,882 | $9,168-68.6% | $11,957-75.9% | $7,339-60.7% |